ICICI Lombard Health Insurance
Affordable health insurance from just ₹11/day, now with 0% GST, 11,000+ network hospitals, flexible cover options, and unlimited reset benefit—tailored for complete peace of mind.
ICICI Lombard Health Insurance stands out for its cost-effective policies starting at just ₹11 per day. A major highlight is the new 0% GST applied to premiums, effectively making the plans 18% more affordable. The plans are highly customisable, catering to individuals, families, and even NRIs, and come with a sweeping range of add-ons. With access to over 11,000 network hospitals and support via the 24×7 IL TakeCare App, this offer is packed with extensive health benefits and convenience.
How to Purchase ICICI Lombard Health Insurance
- Visit the ICICI Lombard website and choose your desired health policy.
- Enter the required details like age, number of members, and location.
- Select sum insured and add-ons that suit your needs.
- Review the policy details, complete KYC, and pay the premium.
- Receive your policy document instantly by email and WhatsApp.
Pros: What Makes This Offer Attractive?
The 0% GST makes premiums immediately more affordable compared to competitors. Unlimited reset benefit ensures you always have coverage, even after multiple claims.
Quick online buying, a vast hospital network, and flexible policy options mean you can customise your plan while enjoying seamless service and digital support.
Cons: Points to Consider
Be aware that some add-ons, like maternity or OPD cover, may attract additional charges. Premiums still increase with age or for higher sum insured options, as is standard.
The waiting periods for pre-existing diseases could limit coverage early on, though add-ons can reduce this to as low as 30 days.
Verdictul nostru
ICICI Lombard’s health insurance offer is compelling for its affordability, flexibility and extensive features, especially with the benefit of 0% GST. The easy online process and extensive hospital network make it a strong contender among health insurance options in India. If you’re looking for comprehensive, hassle-free coverage with tangible savings, this is a plan worth your consideration.
