{"id":6190,"date":"2026-04-17T21:21:00","date_gmt":"2026-04-17T21:21:00","guid":{"rendered":"https:\/\/leguidefinance.fr\/8d8c341b-81c4-4e8f-bcfc-8f3a9016c04c\/"},"modified":"2026-04-17T21:21:18","modified_gmt":"2026-04-17T21:21:18","slug":"8d8c341b-81c4-4e8f-bcfc-8f3a9016c04c","status":"publish","type":"post","link":"https:\/\/leguidefinance.fr\/vi\/8d8c341b-81c4-4e8f-bcfc-8f3a9016c04c\/","title":{"rendered":"Pr\u00eat \u00c9tudiant CIC 0%\u00a0: Financement sans int\u00e9r\u00eats jusqu&rsquo;\u00e0 50\u00a0000\u00a0\u20ac"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">\u0110\u1ec1 xu\u1ea5t d\u00e0nh cho b\u1ea1n<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CIC<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">0% d&rsquo;int\u00e9r\u00eat, jusqu&rsquo;\u00e0 50\u00a0000\u00a0\u20ac, aucune commission. Un pr\u00eat \u00e9tudiant id\u00e9al et accessible pour financer vos \u00e9tudes sup\u00e9rieures en toute s\u00e9r\u00e9nit\u00e9 avec caution d&rsquo;un proche.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/vi\/redirect\/?https:\/\/www.cic.fr\/fr\/particuliers\/credits\/pret-etudiant-taux-zero.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">N\u1ed9p \u0111\u01a1n \u0111\u0103ng k\u00fd<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n h\u01b0\u1edbng \u0111\u1ebfn m\u1ed9t trang web kh\u00e1c.<\/small>\n<\/div>\n<p>Le Pr\u00eat Etudiant 0% du CIC attire de nombreux jeunes souhaitant financer leurs \u00e9tudes, sans subir le poids des int\u00e9r\u00eats habituels. Cette offre comprend un taux exceptionnel de 0% TAEG, pour un montant jusqu&rsquo;\u00e0 50\u00a0000\u00a0\u20ac remboursable sur dix ans. Aucune commission de dossier ni frais cach\u00e9s.<\/p>\n<p>L\u2019acc\u00e8s est r\u00e9serv\u00e9 aux \u00e9tudiants de 18 \u00e0 27 ans inscrits dans l\u2019enseignement sup\u00e9rieur fran\u00e7ais, quelle que soit leur fili\u00e8re. Il faut disposer d\u2019une caution solidaire et d\u2019un compte bancaire chez CIC. Un quotient familial inf\u00e9rieur \u00e0 29\u202f315\u00a0\u20ac est demand\u00e9 pour b\u00e9n\u00e9ficier du taux z\u00e9ro. Les fonds sont d\u00e9bloqu\u00e9s d\u2019un coup ou en plusieurs fois selon les besoins.<\/p>\n<h3>Comment postuler au Pr\u00eat \u00c9tudiant CIC 0%<\/h3>\n<ul>\n<li>V\u00e9rifiez votre \u00e9ligibilit\u00e9 (\u00e2ge, statut \u00e9tudiant, quotient familial, etc.)<\/li>\n<li>Ouvrez un compte courant CIC si vous n\u2019en avez pas d\u00e9j\u00e0<\/li>\n<li>Rassemblez vos justificatifs (identit\u00e9, scolarit\u00e9, avis d\u2019imposition, caution)<\/li>\n<li>Prenez rendez-vous en agence ou commencez l\u2019inscription en ligne<\/li>\n<li>Finalisez les d\u00e9marches avec votre conseiller CIC<\/li>\n<\/ul>\n<h3>Points forts du Pr\u00eat \u00c9tudiant CIC 0%<\/h3>\n<p>L\u2019absence totale d\u2019int\u00e9r\u00eats rend ce pr\u00eat unique sur le march\u00e9 fran\u00e7ais. Les \u00e9tudiants acc\u00e8dent \u00e0 un financement cons\u00e9quent sans co\u00fbt suppl\u00e9mentaire, parfait pour couvrir frais de scolarit\u00e9 et logement.<\/p>\n<p>Aucune commission de dossier ni frais cach\u00e9s, une flexibilit\u00e9 dans le d\u00e9blocage des fonds, et une dur\u00e9e de remboursement adapt\u00e9e \u00e0 la r\u00e9alit\u00e9 des \u00e9tudiants. C\u2019est un moyen s\u00fbr d\u2019assurer sa tranquillit\u00e9 financi\u00e8re pendant ses \u00e9tudes.<\/p>\n<h3>M\u1ed9t s\u1ed1 \u0111i\u1ec3m y\u1ebfu c\u1ea7n xem x\u00e9t<\/h3>\n<p>L\u2019\u00e9ligibilit\u00e9 d\u00e9pend du quotient familial et n\u00e9cessite une caution solidaire. Certains \u00e9tudiants peuvent donc se voir refuser l\u2019offre sans solution alternative imm\u00e9diate.<\/p>\n<p>Le pr\u00eat est exclusif aux \u00e9tudiants scolaris\u00e9s en France et limit\u00e9s \u00e0 la tranche d\u2019\u00e2ge de 18 \u00e0 27 ans, ce qui peut exclure des profils hors de cette cible.<\/p>\n<h3>\u00dd ki\u1ebfn cu\u1ed1i c\u00f9ng c\u1ee7a ch\u00fang t\u00f4i<\/h3>\n<p>Le Pr\u00eat \u00c9tudiant 0% CIC est une offre rare et tr\u00e8s avantageuse pour les jeunes cherchant \u00e0 financer leurs \u00e9tudes sans surco\u00fbt. Sa transparence et l\u2019absence de frais convaincront de nombreux \u00e9tudiants et familles. Si vous correspondez aux crit\u00e8res, cette solution s\u00e9curis\u00e9e m\u00e9rite d\u2019\u00eatre s\u00e9rieusement envisag\u00e9e.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">\u0110\u1ec1 xu\u1ea5t d\u00e0nh cho b\u1ea1n<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CIC<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">0% d&rsquo;int\u00e9r\u00eat, jusqu&rsquo;\u00e0 50\u00a0000\u00a0\u20ac, aucune commission. Un pr\u00eat \u00e9tudiant id\u00e9al et accessible pour financer vos \u00e9tudes sup\u00e9rieures en toute s\u00e9r\u00e9nit\u00e9 avec caution d&rsquo;un proche.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/vi\/redirect\/?https:\/\/www.cic.fr\/fr\/particuliers\/credits\/pret-etudiant-taux-zero.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">N\u1ed9p \u0111\u01a1n \u0111\u0103ng k\u00fd<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n h\u01b0\u1edbng \u0111\u1ebfn m\u1ed9t trang web kh\u00e1c.<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Avec le pr\u00eat \u00e9tudiant CIC \u00e0 taux 0%, financez jusqu&rsquo;\u00e0 50\u00a0000\u00a0\u20ac sur 10 ans sans frais ni int\u00e9r\u00eats. Une solution id\u00e9ale, accessible et sans mauvaise surprise pour vos \u00e9tudes sup\u00e9rieures.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[345],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00eat \u00c9tudiant CIC 0%\u00a0: Financement sans int\u00e9r\u00eats jusqu&#039;\u00e0 50\u00a0000\u00a0\u20ac - LeGuideFinance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leguidefinance.fr\/vi\/8d8c341b-81c4-4e8f-bcfc-8f3a9016c04c\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00eat \u00c9tudiant CIC 0%\u00a0: Financement sans int\u00e9r\u00eats jusqu&#039;\u00e0 50\u00a0000\u00a0\u20ac - LeGuideFinance\" \/>\n<meta property=\"og:description\" content=\"Avec le pr\u00eat \u00e9tudiant CIC \u00e0 taux 0%, financez jusqu&#039;\u00e0 50\u00a0000\u00a0\u20ac sur 10 ans sans frais ni int\u00e9r\u00eats. 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