{"id":3331,"date":"2026-03-20T12:19:00","date_gmt":"2026-03-20T12:19:00","guid":{"rendered":"https:\/\/leguidefinance.fr\/efad0fd0-19b5-4bef-94b7-e6363f3a272e\/"},"modified":"2026-03-20T12:19:25","modified_gmt":"2026-03-20T12:19:25","slug":"efad0fd0-19b5-4bef-94b7-e6363f3a272e","status":"publish","type":"post","link":"https:\/\/leguidefinance.fr\/vi\/efad0fd0-19b5-4bef-94b7-e6363f3a272e\/","title":{"rendered":"Kredyt hipoteczny W\u0142asny K\u0105t PKO BP \u2013 2000 z\u0142 na Samsung, niskie oprocentowanie, 10% wk\u0142adu"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Polecane dla Ciebie<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">PKO Bank Polski<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Kredyt hipoteczny z\u0142 10% wk\u0142adem w\u0142asnym, RRSO ju\u017c od 6,45%, khuy\u1ebfn m\u1ea1i 2000 z\u0142 cho Samsung, niska prowizja oraz mo\u017cliwo\u015b\u0107 wnioskowania w pe\u0142ni tr\u1ef1c tuy\u1ebfn.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/vi\/redirect\/?https:\/\/www.pkobp.pl\/klient-indywidualny\/kredyty-pozyczki\/kredyt-hipoteczny?srsltid=AfmBOopnrHLIUTrAmYfqM6lymh5jvZShYQfGrcLWTkoZouNDt09II7CG\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Z\u0142o\u017cy\u0107 wniosek teraz<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Zostaniesz przekierowany na inn\u0105 stron\u0119<\/small>\n<\/div>\n<h2>Wprowadzenie do oferty \u2013 kredyt hipotezny PKO BP W\u0142asny K\u0105t<\/h2>\n<p>Kredyt hipoteczny W\u0142asny K\u0105t PKO BP \u0111\u00e3 khuy\u1ebfn kh\u00edch c\u00e1c chi\u1ebfn d\u1ecbch t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n ngay b\u00e2y gi\u1edd domu lub mieszkania.<\/p>\n<p>Z RRSO ch\u1ec9 t\u1eeb 6,45% v\u00e0 m\u1ee9c t\u1ed1i thi\u1ec3u \u0111\u00e3 \u0111\u01b0\u1ee3c cung c\u1ea5p v\u1edbi poziomie 10%, do \u0111\u00f3 b\u1ea1n c\u00f3 th\u1ec3 ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n n\u1ebfu c\u00f3 th\u1ec3.<\/p>\n<p>Th\u1ef1c t\u1ebf l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m \u0111i\u1ec1u \u0111\u00f3 v\u1edbi Warto\u015bci 2000 v\u1edbi sklepu Samsung, co pozwoli na dodatkowe wyposa\u015benie nowego mieszkania.<\/p>\n<p>V\u00e0o th\u1eddi \u0111i\u1ec3m n\u00e0y, b\u1ea1n s\u1ebd t\u00ecm th\u1ea5y phi\u00ean b\u1ea3n ch\u00ednh th\u1ee9c c\u1ee7a 100% tr\u1ef1c tuy\u1ebfn \u2013 v\u00e0 sau \u0111\u00f3 b\u1ea1n s\u1ebd c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n vi\u1ec7c \u0111\u00f3.<\/p>\n<p>B\u1ea1n c\u00f3 th\u1ec3 t\u00edch l\u0169y 0,3 \u0111i\u1ec3m v\u00e0 5 \u0111i\u1ec3m m\u1ed7i l\u1ea7n, v\u00ec v\u1eady b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng 0% \u0111\u1ec3 th\u1ef1c hi\u1ec7n b\u01b0\u1edbc ti\u1ebfp theo.<\/p>\n<h2>Jak z\u0142o\u017cy\u0107 wniosek krok po kroku<\/h2>\n<p>N\u1ebfu b\u1ea1n kh\u00f4ng c\u00f3 l\u1ef1a ch\u1ecdn \u0111\u00f3, b\u1ea1n s\u1ebd ph\u1ea3i ch\u00fa \u00fd \u0111\u1ebfn b\u1ed9 \u0111i\u1ec1u ch\u1ec9nh PKO BP.<\/p>\n<p>Cu\u1ed1i c\u00f9ng nh\u01b0ng kh\u00f4ng k\u00e9m ph\u1ea7n quan tr\u1ecdng, \u0111\u00e2y l\u00e0 c\u00e1ch t\u1ed1t nh\u1ea5t \u2013 b\u1ea1n c\u00f3 th\u1ec3 chuy\u1ec3n t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh l\u00ean m\u1ea1ng v\u1edbi iPKO v\u00e0 s\u1eed d\u1ee5ng n\u00f3 v\u1edbi b\u1ea5t k\u1ef3 ng\u00e2n h\u00e0ng n\u00e0o.<\/p>\n<p>Ng\u00e2n h\u00e0ng weryfikuje wniosek oraz przes\u0142ane dokumenty v\u00e0 powiadamia Ci\u0119 o decyzji kredytowej drog\u0105 elektroniczn\u0105 lub stacjonarnie.<\/p>\n<p>Gi\u1edd \u0111\u00e2y, b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n tr\u1ef1c tuy\u1ebfn c\u1ee7a m\u00ecnh \u0111\u1ec3 t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 c\u00e1c thi\u1ebft b\u1ecb \u0111i\u1ec7n t\u1eed.<\/p>\n<p>B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng m\u00e3 khuy\u1ebfn m\u00e3i cho 2000 z\u0142 do wykorzystania w sklepie Samsung.<\/p>\n<h2>Zalety oferty PKO BP W\u0142asny K\u0105t<\/h2>\n<p>H\u00f4m nay, ch\u00fang ta s\u1ebd b\u1eaft \u0111\u1ea7u th\u1ee7 t\u1ee5c t\u1ed1 t\u1ee5ng tr\u1ef1c tuy\u1ebfn \u2013 wszystkie etapy, od kalkulacji i wniosku, do podpisania umowy, bez wychodzenia z domu.<\/p>\n<p>Obni\u017cone oprocentowanie v\u00e0 mo\u017cliwo\u015b\u0107 uzyskania kredytu ju\u017c z 10% wk\u0142adem w\u0142asnym czyni\u0105 dost\u0119pn\u0105 dla wi\u0119kszej grupy klient\u00f3w.<\/p>\n<p>Dodatkowy bonus w postaci 2000 z\u0142 do sklepu Samsung pozwala zadba\u0107 o wyposa\u017cenie swoich czterech k\u0105t\u00f3w bez ci\u0105\u017cania domowego bud\u017cetu.<\/p>\n<p>Atraccyjne warunki prowizji \u2013 od 0% przy wykupionym ubezpieczeniu na \u017cycie \u2013 wp\u0142ywaj\u0105 na obni\u017cenie koszt\u00f3w ca\u0142kowitych kredytu.<\/p>\n<p>S\u1ea3n ph\u1ea9m c\u00f3 m\u00e3 s\u1ed1 25% v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c thay th\u1ebf b\u1eb1ng s\u1ea3n ph\u1ea9m cu\u1ed1i c\u00f9ng.<\/p>\n<h2>Wady oferty PKO BP W\u0142asny K\u0105t<\/h2>\n<p>Indywidualna wycena warto\u015bci nieruchomo\u015bci mo\u017ce wi\u0105za\u0107 si\u0119 z dodatkowymi op\u0142atami rz\u0119du 300-700 z\u0142.<\/p>\n<p>Wymagane l\u00e0 m\u1ed9t c\u00f4ng ty th\u01b0\u1eddng xuy\u00ean \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o v\u1edbi PLN ho\u1eb7c zabezpieczenie hipoteczne v\u00e0 nieruchomo\u015bci.<\/p>\n<p>Dla niekt\u00f3rych procedura oceny zdolno\u015bci kredytowej oraz czasu oczekiwania na decyzj\u0119 mo\u017ce by\u0107 nieco czasoch\u0142onna.<\/p>\n<p>Prowizja za udzielenie kredytu, cho\u0107 mo\u017ce wynosi\u0107 0%, ustalana jest indywidualnie iw zale\u017cno\u015bci od dodatkowych warunk\u00f3w.<\/p>\n<p>Opcja 0% prowizji warunkowana est zakupem posy na \u017cycie, co zwi\u0119ksza miesi\u0119czne obci\u0105\u017cenia.<\/p>\n<h2>Nasza opinia<\/h2>\n<p>Kredyt hipoteczny W\u0142asny K\u0105t PKO BP t\u1edbi jedna z najbardziej atrakcyjnych \u0111\u00e3 \u0111\u01b0a ra l\u1eddi \u0111\u1ec1 ngh\u1ecb na rynku dla os\u00f3b poszukuj\u0105cych finansowania w\u0142asnego M.<\/p>\n<p>Xin l\u01b0u \u00fd r\u1eb1ng b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c ph\u1ea7n th\u01b0\u1edfng v\u00e0 c\u00f3 th\u1ec3 mua s\u1ea3n ph\u1ea9m tr\u1ef1c tuy\u1ebfn.<\/p>\n<p>M\u1ed9t trong nh\u1eefng kh\u1ea3 n\u0103ng \u0111\u00e0n h\u1ed3i c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n.<\/p>\n<p>Vui l\u00f2ng l\u01b0u \u00fd r\u1eb1ng c\u1ea7n ph\u1ea3i t\u00ednh \u0111\u1ebfn quy tr\u00ecnh ng\u00e2n h\u00e0ng v\u00e0 quy tr\u00ecnh thanh to\u00e1n ti\u1ebfp theo.<\/p>\n<p>Xin l\u01b0u \u00fd r\u1eb1ng m\u00e3 khuy\u1ebfn m\u00e3i hi\u1ec7n ch\u1ec9 \u00e1p d\u1ee5ng tr\u1ef1c tuy\u1ebfn.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Polecane dla Ciebie<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">PKO Bank Polski<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Kredyt hipoteczny z\u0142 10% wk\u0142adem w\u0142asnym, RRSO ju\u017c od 6,45%, khuy\u1ebfn m\u1ea1i 2000 z\u0142 cho Samsung, niska prowizja oraz mo\u017cliwo\u015b\u0107 wnioskowania w pe\u0142ni tr\u1ef1c tuy\u1ebfn.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/vi\/redirect\/?https:\/\/www.pkobp.pl\/klient-indywidualny\/kredyty-pozyczki\/kredyt-hipoteczny?srsltid=AfmBOopnrHLIUTrAmYfqM6lymh5jvZShYQfGrcLWTkoZouNDt09II7CG\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Z\u0142o\u017cy\u0107 wniosek teraz<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Zostaniesz przekierowany na inn\u0105 stron\u0119<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Kredyt hipoteczny W\u0142asny K\u0105t od PKO BP z premi\u0105 2000 z\u0142 do sklepu Samsung. Tylko 10% wk\u0142adu, niskie oprocentowanie, szybka decyzja i wygodny wniosek online.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[345],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kredyt hipoteczny W\u0142asny K\u0105t PKO BP \u2013 2000 z\u0142 na Samsung, niskie oprocentowanie, 10% wk\u0142adu - LeGuideFinance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leguidefinance.fr\/vi\/efad0fd0-19b5-4bef-94b7-e6363f3a272e\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredyt hipoteczny W\u0142asny K\u0105t PKO BP \u2013 2000 z\u0142 na Samsung, niskie oprocentowanie, 10% wk\u0142adu - LeGuideFinance\" \/>\n<meta property=\"og:description\" content=\"Kredyt hipoteczny W\u0142asny K\u0105t od PKO BP z premi\u0105 2000 z\u0142 do sklepu Samsung. 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