{"id":9005,"date":"2026-05-18T05:17:00","date_gmt":"2026-05-18T05:17:00","guid":{"rendered":"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/"},"modified":"2026-05-18T05:17:27","modified_gmt":"2026-05-18T05:17:27","slug":"5915ef01-fbfd-4340-9d6c-6836e8c9701b","status":"publish","type":"post","link":"https:\/\/leguidefinance.fr\/ro\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/","title":{"rendered":"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat pentru tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Cr\u00e9dit Agricole<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Une offre \u00e0 1\u00a0\u20ac\/mois sans condition, carte \u00e0 autorisation syst\u00e9matique, exon\u00e9ration de frais d\u2019incident, acc\u00e8s aux services courants essentiels.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/ro\/redirect\/?https:\/\/www.credit-agricole.fr\/particulier\/compte\/service-bancaire\/budget-protege.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Trimite\u021bi o aplica\u021bie<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vei fi redirec\u021bionat c\u0103tre un alt site<\/small>\n<\/div>\n<p>Le Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9 commercialis\u00e9 par le Cr\u00e9dit Agricole cible sp\u00e9cifiquement les profils en situation financi\u00e8re fragile. La cotisation est accessible \u00e0 1\u00a0\u20ac\/mois. Vous b\u00e9n\u00e9ficiez d\u2019une carte de paiement \u00e0 autorisation syst\u00e9matique et de l\u2019essentiel des services bancaires quotidiens, sans surco\u00fbt li\u00e9 aux incidents de paiement.<\/p>\n<p>Le taux d\u2019int\u00e9r\u00eat ne s\u2019applique pas car ce n\u2019est pas une carte de cr\u00e9dit mais une offre de compte. Le plafond des frais d\u2019incidents est nul gr\u00e2ce \u00e0 l\u2019exon\u00e9ration compl\u00e8te. Cette formule r\u00e9pond bien \u00e0 ceux qui souhaitent continuer \u00e0 g\u00e9rer leurs op\u00e9rations courantes sans surprise sur la facturation des frais bancaires.<\/p>\n<h2>Comment souscrire \u00e0 l\u2019offre : les \u00e9tapes<\/h2>\n<p>Pour souscrire, vous devez \u00eatre identifi\u00e9 comme client fragile, selon les crit\u00e8res r\u00e9glementaires du secteur bancaire. Ensuite, il suffit de prendre rendez-vous avec un conseiller Cr\u00e9dit Agricole en agence ou via leur site.<\/p>\n<p>Munissez-vous d\u2019une pi\u00e8ce d\u2019identit\u00e9 et des justificatifs de votre situation. Apr\u00e8s \u00e9change, la souscription se fait avec la signature des documents obligatoires. Vous recevez rapidement le kit bancaire n\u00e9cessaire \u00e0 la gestion de votre compte.<\/p>\n<p>L\u2019activation de votre carte se fait \u00e0 la r\u00e9ception puis vous pouvez acc\u00e9der \u00e0 l\u2019espace en ligne s\u00e9curis\u00e9 du Cr\u00e9dit Agricole pour suivre et g\u00e9rer vos finances. Votre conseiller reste joignable en cas de besoin.<\/p>\n<h2>Principalele avantaje<\/h2>\n<p>L\u2019offre propose une cotisation claire de 1\u00a0\u20ac\/mois, sans frais cach\u00e9s. Les services essentiels sont inclus, comme la carte \u00e0 autorisation syst\u00e9matique, le RIB, les virements et pr\u00e9l\u00e8vements illimit\u00e9s, et la gestion en ligne.<\/p>\n<p>La suppression des frais d\u2019incident contrairement \u00e0 une offre classique est un vrai avantage : pas de commissions d\u2019intervention, ou de frais de rejet, dans la limite du cadre r\u00e9glementaire. Cela s\u00e9curise les clients fragiles.<\/p>\n<h2>Principalele dezavantaje<\/h2>\n<p>L\u2019absence de ch\u00e9quier ou d\u2019acc\u00e8s \u00e0 un d\u00e9couvert peut \u00eatre limitante si vous recherchez plus de flexibilit\u00e9, ce qui n\u2019est pas adapt\u00e9 \u00e0 tous les profils.<\/p>\n<p>Les plafonds de retrait peuvent \u00e9galement \u00eatre plus bas qu\u2019avec une carte classique, et les op\u00e9rations \u00e0 l\u2019international g\u00e9n\u00e8rent des frais.<\/p>\n<h2>Verdictul nostru<\/h2>\n<p>Le Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9 est une solution recommandable pour celles et ceux en situation de fragilit\u00e9 financi\u00e8re. L\u2019offre limite les risques et prot\u00e8ge efficacement contre les frais inattendus, tout en maintenant un acc\u00e8s aux services essentiels.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat pentru tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Cr\u00e9dit Agricole<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Une offre \u00e0 1\u00a0\u20ac\/mois sans condition, carte \u00e0 autorisation syst\u00e9matique, exon\u00e9ration de frais d\u2019incident, acc\u00e8s aux services courants essentiels.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/ro\/redirect\/?https:\/\/www.credit-agricole.fr\/particulier\/compte\/service-bancaire\/budget-protege.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Trimite\u021bi o aplica\u021bie<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vei fi redirec\u021bionat c\u0103tre un alt site<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>L&rsquo;offre Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9 du Cr\u00e9dit Agricole\u00a0propose l\u2019essentiel des services bancaires \u00e0 1\u00a0\u20ac\/mois sans frais cach\u00e9s, id\u00e9ale pour g\u00e9rer ses finances sans risque financier.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[345],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois - LeGuideFinance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leguidefinance.fr\/ro\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois - LeGuideFinance\" \/>\n<meta property=\"og:description\" content=\"L&#039;offre Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9 du Cr\u00e9dit Agricole\u00a0propose l\u2019essentiel des services bancaires \u00e0 1\u00a0\u20ac\/mois sans frais cach\u00e9s, id\u00e9ale pour g\u00e9rer ses finances sans risque financier.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/leguidefinance.fr\/ro\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/\" \/>\n<meta property=\"og:site_name\" content=\"LeGuideFinance\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-18T05:17:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-18T05:17:27+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/leguidefinance.fr\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois\",\"datePublished\":\"2026-05-18T05:17:00+00:00\",\"dateModified\":\"2026-05-18T05:17:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/\"},\"wordCount\":508,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/leguidefinance.fr\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/\",\"url\":\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/\",\"name\":\"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois - LeGuideFinance\",\"isPartOf\":{\"@id\":\"https:\/\/leguidefinance.fr\/#website\"},\"datePublished\":\"2026-05-18T05:17:00+00:00\",\"dateModified\":\"2026-05-18T05:17:27+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/leguidefinance.fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/leguidefinance.fr\/#website\",\"url\":\"https:\/\/leguidefinance.fr\/\",\"name\":\"LeGuideFinance\",\"description\":\"Comprendre. G\u00e9rer. Avancer.\",\"publisher\":{\"@id\":\"https:\/\/leguidefinance.fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/leguidefinance.fr\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/leguidefinance.fr\/#organization\",\"name\":\"LeGuideFinance\",\"url\":\"https:\/\/leguidefinance.fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/leguidefinance.fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/leguidefinance.fr\/wp-content\/uploads\/sites\/279\/2025\/05\/Captura-de-tela-2025-05-22-182333.png\",\"contentUrl\":\"https:\/\/leguidefinance.fr\/wp-content\/uploads\/sites\/279\/2025\/05\/Captura-de-tela-2025-05-22-182333.png\",\"width\":320,\"height\":214,\"caption\":\"LeGuideFinance\"},\"image\":{\"@id\":\"https:\/\/leguidefinance.fr\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/leguidefinance.fr\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/leguidefinance.fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.\",\"url\":\"https:\/\/leguidefinance.fr\/ro\/author\/bcgianni\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois - LeGuideFinance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/leguidefinance.fr\/ro\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/","og_locale":"ro_RO","og_type":"article","og_title":"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois - LeGuideFinance","og_description":"L'offre Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9 du Cr\u00e9dit Agricole\u00a0propose l\u2019essentiel des services bancaires \u00e0 1\u00a0\u20ac\/mois sans frais cach\u00e9s, id\u00e9ale pour g\u00e9rer ses finances sans risque financier.","og_url":"https:\/\/leguidefinance.fr\/ro\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/","og_site_name":"LeGuideFinance","article_published_time":"2026-05-18T05:17:00+00:00","article_modified_time":"2026-05-18T05:17:27+00:00","author":"Bruno Gianni","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bruno Gianni","Est. reading time":"2 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/#article","isPartOf":{"@id":"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/"},"author":{"name":"Bruno Gianni","@id":"https:\/\/leguidefinance.fr\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4"},"headline":"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois","datePublished":"2026-05-18T05:17:00+00:00","dateModified":"2026-05-18T05:17:27+00:00","mainEntityOfPage":{"@id":"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/"},"wordCount":508,"commentCount":0,"publisher":{"@id":"https:\/\/leguidefinance.fr\/#organization"},"articleSection":["Hidden"],"inLanguage":"ro-RO","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/","url":"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/","name":"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois - LeGuideFinance","isPartOf":{"@id":"https:\/\/leguidefinance.fr\/#website"},"datePublished":"2026-05-18T05:17:00+00:00","dateModified":"2026-05-18T05:17:27+00:00","breadcrumb":{"@id":"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/leguidefinance.fr\/5915ef01-fbfd-4340-9d6c-6836e8c9701b\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/leguidefinance.fr\/"},{"@type":"ListItem","position":2,"name":"Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9\u00a0: Services bancaires essentiels \u00e0 1\u00a0\u20ac\/mois"}]},{"@type":"WebSite","@id":"https:\/\/leguidefinance.fr\/#website","url":"https:\/\/leguidefinance.fr\/","name":"LeGuideFinance","description":"Comprendre. G\u00e9rer. Avancer.","publisher":{"@id":"https:\/\/leguidefinance.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/leguidefinance.fr\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ro-RO"},{"@type":"Organization","@id":"https:\/\/leguidefinance.fr\/#organization","name":"LeGuideFinance","url":"https:\/\/leguidefinance.fr\/","logo":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/leguidefinance.fr\/#\/schema\/logo\/image\/","url":"https:\/\/leguidefinance.fr\/wp-content\/uploads\/sites\/279\/2025\/05\/Captura-de-tela-2025-05-22-182333.png","contentUrl":"https:\/\/leguidefinance.fr\/wp-content\/uploads\/sites\/279\/2025\/05\/Captura-de-tela-2025-05-22-182333.png","width":320,"height":214,"caption":"LeGuideFinance"},"image":{"@id":"https:\/\/leguidefinance.fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/leguidefinance.fr\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4","name":"Bruno Gianni","image":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/leguidefinance.fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","caption":"Bruno Gianni"},"description":"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.","url":"https:\/\/leguidefinance.fr\/ro\/author\/bcgianni\/"}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Bruno Gianni","author_link":"https:\/\/leguidefinance.fr\/ro\/author\/bcgianni\/"},"uagb_comment_info":0,"uagb_excerpt":"L'offre Compte \u00e0 Composer Module Budget Prot\u00e9g\u00e9 du Cr\u00e9dit Agricole\u00a0propose l\u2019essentiel des services bancaires \u00e0 1\u00a0\u20ac\/mois sans frais cach\u00e9s, id\u00e9ale pour g\u00e9rer ses finances sans risque financier.","_links":{"self":[{"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/posts\/9005"}],"collection":[{"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/comments?post=9005"}],"version-history":[{"count":1,"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/posts\/9005\/revisions"}],"predecessor-version":[{"id":9012,"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/posts\/9005\/revisions\/9012"}],"wp:attachment":[{"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/media?parent=9005"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/categories?post=9005"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/leguidefinance.fr\/ro\/wp-json\/wp\/v2\/tags?post=9005"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}