{"id":1696,"date":"2026-02-17T16:20:00","date_gmt":"2026-02-17T16:20:00","guid":{"rendered":"https:\/\/leguidefinance.fr\/aacf7eeb-f1cb-4a45-aa24-94368fcf0174\/"},"modified":"2026-02-17T16:20:29","modified_gmt":"2026-02-17T16:20:29","slug":"aacf7eeb-f1cb-4a45-aa24-94368fcf0174","status":"publish","type":"post","link":"https:\/\/leguidefinance.fr\/ro\/aacf7eeb-f1cb-4a45-aa24-94368fcf0174\/","title":{"rendered":"Credit Union Unibank \u2014 pozi\u021biile 15% p\u00e2n\u0103 la 21.5%, p\u00e2n\u0103 la 100 \u043c\u043b\u043d \u0440\u0430\u043c\u043e\u0432"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat de tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Unibank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Carte de credit Potrebitel \u0219i sta\u021bia actual\u0103 (sau 15% veche de ani), \u0441\u0440\u043e\u043a \u0434\u043e 120 luni \u0219i \u0433\u0438\u0431\u043a\u0438\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f. \u0417\u0430\u043f\u043e\u043b\u043d\u0438\u0442\u0435 \u0437\u0430\u044f\u0432\u043a\u0443 \u0431\u044b\u0441\u0442\u0440\u043e \u0219i \u043b\u0435\u0433\u043a\u043e.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/ro\/redirect\/?https:\/\/www.unibank.am\/ru\/service\/consumer.php\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Forma\u021bi zayavku<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Bugetul dvs. va fi transferat pe pagina urm\u0103toare<\/small>\n<\/div>\n<p>Cardul de credit Unibank este creditat For\u021belor Armate. \u0440\u0430\u0437\u043b\u0438\u0447\u043d\u044b\u043c\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438. Urm\u0103torii parametri: sume procentuale de la 15% p\u00e2n\u0103 la 21.5% \u00een anul curent, Credit pe 120 de luni, cu o sum\u0103 maxim\u0103 de 100 de milioane de dramuri. \u00cen acest scop, ve\u021bi putea asculta televizorul \u0219i \u00eel ve\u021bi putea asculta, credit de investi\u021bii \u00een fizic\u0103 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438 \u0437\u0430 Granitul are o vechime de 180 de luni \u0219i 7.5%.<\/p>\n<p>Credite mari, cu credite minime \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c\u0438 \u043a \u0437\u0430\u0451\u043c\u0449\u0438\u043a\u0430\u043c. Acesta este un program special pentru studen\u021bi, medici \u0219i doctori. De aici pute\u021bi ob\u021bine produse de la magazinele partenere. Oferind un credit valid, este un card non-credit.<\/p>\n<h3>Cum s\u0103 pl\u0103ti\u021bi pentru credit: instruc\u021biuni pentru \u043f\u043e\u0448\u0430\u0433\u043e\u0432\u0430\u044f<\/h3>\n<p>1. Cardul de credit \u0219i detaliile cardului de credit \u0441\u0443\u043c\u043c\u0443 \u0438 \u0441\u0440\u043e\u043a.<\/p>\n<p>2. \u0421\u043e\u0431\u0435\u0440\u0438\u0442\u0435 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0435 documente: \u0443\u0434\u043e\u0441\u0442\u043e\u0432\u0435\u0440\u0435\u043d\u0438\u0435 \u043b\u0438\u0447\u043d\u043e\u0441\u0442\u0438, \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u0435 \u0434\u043e\u0445\u043e\u0434\u0430, \u0434\u0440\u0443\u0433\u0438\u0435 \u0441\u043f\u0440\u0430\u0432\u0430\u0432\u0440\u0438 \u043f\u043e\u0440\u0430\u0432\u043a\u0438 \u043f\u043e\u0440\u0430\u0432\u043a\u0438 \u043f\u043e\u0445\u043e\u0434\u0438\u043c\u044b\u0435 \u0431\u0430\u043d\u043a\u0430.<\/p>\n<p>3. Contacta\u021bi banca dvs. online \u0219i posta\u021bi-o \u043e\u0442\u0434\u0435\u043b\u0435\u043d\u0438\u0435.<\/p>\n<p>4. Banca trebuie s\u0103 fie pre\u00eenc\u0103rcat\u0103 de c\u0103tre banc\u0103. \u043a\u043e\u0440\u043e\u0442\u043a\u0438\u0435 \u0441\u0440\u043e\u043a\u0438.<\/p>\n<p>5. Posteaz\u0103-\u021bi cardul de credit (prin \u0441\u0447\u0435\u0442 \u0438\u043b\u0438 \u043d\u0430\u043b\u0438\u0447\u043d\u044b\u043c\u0438).<\/p>\n<h3>Credit premium la Unibank<\/h3>\n<p>Operare prin telecomand\u0103. \u00cen acela\u0219i timp, aceasta este singura parte posibil\u0103 a pachetului.<\/p>\n<p>Nu se poate folosi card de credit. Pozi\u021bie optim\u0103 \u0219i plac\u0103 unic\u0103 total\u0103 pentru protec\u021bia utiliz\u0103rii individuale.<\/p>\n<h3>Minime \u0219i restric\u021bii<\/h3>\n<p>Aici sunt pa\u0219ii anteriori. Poate c\u0103 nu este necesar s\u0103 lua\u021bi \u00een considerare m\u00e2necile scurte.<\/p>\n<p>Servicii suplimentare \u0219i mesagerie vocal\u0103. Formalizarea specializ\u0103rii companiei prin videoclip.<\/p>\n<h3>Verdict<\/h3>\n<p>Unibank prescrie num\u0103rul de raze \u0219i spectre poten\u021biale, precum \u0219i creditele de investi\u021bii \u00een For\u021bele Armate. Su\u0219e\u0219te-te (\u0421\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0435 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430) \u2014 \u00een mare parte, preg\u0103tire individual\u0103 \u0219i preg\u0103tire special\u0103 pentru studen\u021bi. Re\u021bine\u021bi c\u0103 conexiunea poten\u021bial\u0103 a dispozitivului este corect\u0103. utilizat de produs, vocea companiei \u0219i compania \u0440\u0430\u0437\u043d\u0438\u0446\u0443 \u0432 \u0441\u0442\u0430\u0432\u043a\u0430\u0445.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat de tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Unibank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Carte de credit Potrebitel \u0219i sta\u021bia actual\u0103 (sau 15% veche de ani), \u0441\u0440\u043e\u043a \u0434\u043e 120 luni \u0219i \u0433\u0438\u0431\u043a\u0438\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f. \u0417\u0430\u043f\u043e\u043b\u043d\u0438\u0442\u0435 \u0437\u0430\u044f\u0432\u043a\u0443 \u0431\u044b\u0441\u0442\u0440\u043e \u0219i \u043b\u0435\u0433\u043a\u043e.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/ro\/redirect\/?https:\/\/www.unibank.am\/ru\/service\/consumer.php\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Forma\u021bi zayavku<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Bugetul dvs. va fi transferat pe pagina urm\u0103toare<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Unibank \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u044b \u0441 \u0432\u044b\u0433\u043e\u0434\u043d\u044b\u043c\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438: \u0441\u0442\u0430\u0432\u043a\u0430 \u043e\u0442 15%, \u0441\u0443\u043c\u043c\u0430 \u0434\u043e 100 \u043c\u043b\u043d \u0434\u0440\u0430\u043c\u043e\u0432, \u0431\u044b\u0441\u0442\u0440\u043e\u0435 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435 \u0438 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0439 \u043f\u043e\u0434\u0445\u043e\u0434. \u041e\u0437\u043d\u0430\u043a\u043e\u043c\u044c\u0442\u0435\u0441\u044c \u0441 \u043f\u043b\u044e\u0441\u0430\u043c\u0438 \u0438 \u043c\u0438\u043d\u0443\u0441\u0430\u043c\u0438 \u0432 \u043d\u0430\u0448\u0435\u043c \u043e\u0431\u0437\u043e\u0440\u0435.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[345],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u041f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 Unibank \u2014 \u0441\u0442\u0430\u0432\u043a\u0438 \u043e\u0442 15% \u0434\u043e 21,5%, \u0434\u043e 100 \u043c\u043b\u043d \u0434\u0440\u0430\u043c\u043e\u0432 - LeGuideFinance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leguidefinance.fr\/ro\/aacf7eeb-f1cb-4a45-aa24-94368fcf0174\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u041f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 Unibank \u2014 \u0441\u0442\u0430\u0432\u043a\u0438 \u043e\u0442 15% \u0434\u043e 21,5%, \u0434\u043e 100 \u043c\u043b\u043d 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class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/leguidefinance.fr\/aacf7eeb-f1cb-4a45-aa24-94368fcf0174\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/leguidefinance.fr\/aacf7eeb-f1cb-4a45-aa24-94368fcf0174\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/leguidefinance.fr\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"\u041f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 Unibank \u2014 \u0441\u0442\u0430\u0432\u043a\u0438 \u043e\u0442 15% \u0434\u043e 21,5%, \u0434\u043e 100 \u043c\u043b\u043d 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