{"id":9069,"date":"2026-05-19T05:10:00","date_gmt":"2026-05-19T05:10:00","guid":{"rendered":"https:\/\/leguidefinance.fr\/8f003652-9513-4eda-a41a-3c61b7076930\/"},"modified":"2026-05-19T05:10:16","modified_gmt":"2026-05-19T05:10:16","slug":"8f003652-9513-4eda-a41a-3c61b7076930","status":"publish","type":"post","link":"https:\/\/leguidefinance.fr\/es\/8f003652-9513-4eda-a41a-3c61b7076930\/","title":{"rendered":"Caisse d\u2019Epargne Offre Jeunes\u00a0: Cr\u00e9dit \u00e9tudiant \u00e0 1,99\u00a0% TAEG, carte Visa Classic et solutions flexibles"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Caisse d\u2019Epargne Jeunes<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">B\u00e9n\u00e9ficiez d\u2019un cr\u00e9dit \u00e9tudiant \u00e0 1,99\u00a0% TAEG, jusqu\u2019\u00e0 60\u00a0000\u00a0\u20ac, carte Visa Classic \u00e0 partir de 3\u00a0\u20ac\/mois et offres r\u00e9serv\u00e9es aux 18-28 ans.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/es\/redirect\/?https:\/\/www.caisse-epargne.fr\/bourgogne-franche-comte\/offres-jeunes\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Env\u00ede su solicitud<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro sitio.<\/small>\n<\/div>\n<p>La Caisse d\u2019Epargne Bourgogne Franche-Comt\u00e9 propose toute une gamme d\u2019offres bancaires jeunes, con\u00e7ues sp\u00e9cialement pour accompagner les 18-28 ans \u00e0 chaque \u00e9tape de leur vie. L\u2019offre cr\u00e9dit \u00e9tudiant se distingue par son taux attractif de 1,99 % TAEG fixe, valable du 01\/04 au 31\/10\/2026, pour des montants allant de 1 500 \u00e0 60 000 euros et une dur\u00e9e jusqu\u2019\u00e0 10 ans. C\u2019est l\u2019une des solutions les plus comp\u00e9titives du march\u00e9 pour financer ses \u00e9tudes ou r\u00e9aliser ses projets.<\/p>\n<p>Pour obtenir ce cr\u00e9dit \u00e9tudiant, il faut avoir entre 18 et 28 ans et constituer un dossier aupr\u00e8s de la Caisse d\u2019Epargne. Une fois le dossier accept\u00e9 et le d\u00e9lai l\u00e9gal de r\u00e9tractation pass\u00e9, le montant est d\u00e9bloqu\u00e9. Vous pouvez m\u00eame simuler vos mensualit\u00e9s rapidement en ligne. L\u2019offre permet \u00e9galement de souscrire une assurance d\u00e9di\u00e9e, avec des co\u00fbts raisonnables pour une protection compl\u00e8te.<\/p>\n<h3>\u00bfC\u00f3mo presento mi solicitud?<\/h3>\n<p>1. V\u00e9rifiez que vous avez entre 18 et 28 ans et pr\u00e9parez vos justificatifs (identit\u00e9, revenus, justificatif de scolarit\u00e9).<\/p>\n<p>2. Rendez-vous en ligne ou en agence pour simuler votre pr\u00eat ou poser vos questions.<\/p>\n<p>3. Montez votre dossier avec l\u2019aide d\u2019un conseiller Caisse d\u2019Epargne qui \u00e9valuera votre capacit\u00e9 de remboursement.<\/p>\n<p>4. Une fois l\u2019offre de cr\u00e9dit accept\u00e9e et sign\u00e9e apr\u00e8s le d\u00e9lai de r\u00e9flexion, votre pr\u00eat est mis \u00e0 disposition rapidement sur votre compte.<\/p>\n<h3>Los puntos fuertes clave de la oferta<\/h3>\n<p>Le taux tr\u00e8s attractif de 1,99 % TAEG fixe permet de financer la totalit\u00e9 de ses \u00e9tudes sans exploser son budget. L\u2019absence de frais de dossier pour le cr\u00e9dit \u00e9tudiant constitue un vrai plus. De plus, la carte bancaire Visa Classic est accessible \u00e0 partir de seulement 3 \u20ac par mois pour les 18-25 ans, ce qui rend la gestion des d\u00e9penses quotidienne simple et contr\u00f4l\u00e9e. L\u2019accompagnement d\u00e9di\u00e9 d\u2019un conseiller offre un soutien rassurant \u00e0 chaque \u00e9tape.<\/p>\n<h3>Puntos d\u00e9biles a tener en cuenta<\/h3>\n<p>Comme pour tout cr\u00e9dit, il reste imp\u00e9ratif de bien v\u00e9rifier sa capacit\u00e9 de remboursement avant de s\u2019engager. Les conditions d\u2019\u00e9ligibilit\u00e9 sont strictes\u2005: r\u00e9serv\u00e9 aux jeunes de 18 \u00e0 28 ans avec un projet \u00e9tudiant ou un besoin d\u2019installation. L\u2019obligation de constituer un dossier et d\u2019attendre l\u2019acceptation peut freiner les plus press\u00e9s.<\/p>\n<h3>Veredicto del experto independiente<\/h3>\n<p>\u00c0 travers ses offres jeunes, la Caisse d\u2019Epargne se positionne comme un partenaire fiable pour financer vos projets \u00e9tudiants et vos premi\u00e8res d\u00e9penses. Avec ses taux attractifs, ses solutions adapt\u00e9es et l\u2019accompagnement humain, c\u2019est une formule int\u00e9ressante, \u00e0 condition d\u2019anticiper ses besoins et de ne pas oublier le s\u00e9rieux que suppose un cr\u00e9dit.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Caisse d\u2019Epargne Jeunes<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">B\u00e9n\u00e9ficiez d\u2019un cr\u00e9dit \u00e9tudiant \u00e0 1,99\u00a0% TAEG, jusqu\u2019\u00e0 60\u00a0000\u00a0\u20ac, carte Visa Classic \u00e0 partir de 3\u00a0\u20ac\/mois et offres r\u00e9serv\u00e9es aux 18-28 ans.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/leguidefinance.fr\/es\/redirect\/?https:\/\/www.caisse-epargne.fr\/bourgogne-franche-comte\/offres-jeunes\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Env\u00ede su solicitud<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro sitio.<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Caisse d\u2019Epargne propose un cr\u00e9dit \u00e9tudiant \u00e0 1,99\u00a0% TAEG fixe jusqu\u2019\u00e0 60\u00a0000\u00a0\u20ac, carte Visa Classic d\u00e8s 3\u00a0\u20ac\/mois, pour les 18-28 ans. D\u00e9couvrez notre avis d\u2019expert ind\u00e9pendant.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[345],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Caisse d\u2019Epargne Offre Jeunes\u00a0: Cr\u00e9dit \u00e9tudiant \u00e0 1,99\u00a0% TAEG, carte Visa Classic et solutions flexibles - LeGuideFinance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leguidefinance.fr\/es\/8f003652-9513-4eda-a41a-3c61b7076930\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Caisse d\u2019Epargne Offre Jeunes\u00a0: Cr\u00e9dit \u00e9tudiant \u00e0 1,99\u00a0% TAEG, carte Visa Classic et solutions flexibles - LeGuideFinance\" \/>\n<meta property=\"og:description\" content=\"Caisse d\u2019Epargne propose un cr\u00e9dit \u00e9tudiant \u00e0 1,99\u00a0% TAEG fixe jusqu\u2019\u00e0 60\u00a0000\u00a0\u20ac, carte Visa Classic d\u00e8s 3\u00a0\u20ac\/mois, pour les 18-28 ans. 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